任意整理する際無職では？

初めまして。私は現在妊婦で無職なんですがやはり無職では任意整理は無理でしょうか？自己破産になってしまうんでしょうか？教えて下さい,

任意整理は和解後の返済原資つまり収入がある事が大前提です。従って無職では無理です。

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返答ありがとうございます。やはり無理なんですね。主人の給与明細とかでも無理なんでしょうか？子供が生まれる前までにかたずけたい気持ちなんです。たびたび申し訳ございません。

任意整理にしろ、破産しろ対象になるのは、ご主人ではなく、ご自身です、貴方自身の債務が対象ですから、収入がなければ、整理は一切無理、破産しか方法が無いからご主人とよく相談した方がいいですよ、隠して処理しょなんて甘い考え持つと離婚って事になるよ

回答ありがとうございます。主人にはちゃんと話してますが破産はなぜか拒むのでまた明日きちんと話してみます。たびたびありがとうございました。

ご主人が協力してくれるのであれば、整理可能ですね！

借り入れ年数とかどうなってますか？
実はうちの嫁さんも任意整理したキッカケが出産でした。
嫁さんの場合、８社整理し６社の業者が７年超で２社が３年未満でした。
２社分は過払い分で相殺できると言う事でした。
あくまでもうちの場合ですが整理した時点で無職、任意整理できました。

>破産はなぜか拒むのでまた明日きちんと話してみます。

そりゃそうですよ、普通に生活していて、破産がどういうものか知っていれば、拒むのは当然ですよ、むしろ貴方が破産について、知らな過ぎです。よくね、簡単に破産って言う人が多いけど、破産は世間からみれば、人格を疑われるし、人によっては、未だに前科者扱いする人だっているんだからね、だから、簡単に、借金が０にできるからって、甘い考えで破産を考えない事です、これを書いてる私が、実際に破産して経験した事なんですから、

↑君は間違ってるね、いや、間違ってる訳じゃないけど時代錯誤もいいとこ…ってとこかな、今は地方自治体でも破産する時代です。有名な会社がいくつも破産してる時代です。破産は恥ずかしい事ではないのです。
恥ずかしいのは破産して尚且、家計を立て直せない事、人生を棒にふる事、
貴殿が立ち直る気骨があるなら、自信を持って前へ進む事です。
ご主人もきっと分かってくれます。

債務整理の大事なとこは、如何に立ち直るかなんだよ。

↑破産した事が無い奴が机上の空論を振り回して知ったかぶりをしてんじゃねぇよ。
何が「君」だ？！何が「貴殿」だ？！
↑あんたは何様のつもりだ？
世の中あんたを中心に回ってるのかよ？

↑の↑
だいたい、企業や自治体の破産と個人の破産を同じ次元で比べる事自体がおかしいわ。

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↑くだらねえことしてんじゃねえよ！土に帰れ。

個人の価値観の違いだから、時代錯誤というのは筋違いだよな。個人の破産と企業の破産は全然違うよ。

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ママさんへ。
任意整理は法外の整理です。無職であっても旦那様の一定した収入があれば弁護士の業者に対する交渉次第で可能性はあります。特定調停でも生活を供にする旦那様が収入あるなら専業主婦でも出来ます。
ただし、収入額によります。

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バカが書き込んどるみたいやけど、阿呆は無視して、主さん　勘違いしてない？
整理しても、借金はなくならないよ！　無職なら収入が無いよね、整理して、支払い出来る？　例え支払額は半分になったところで、今の貴方の書き方では、無理でしょう
債務額どれだけあるか書いてないなら、アドバイスのしようがない
本当に相談したいなら、きちっと書くことだよ